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THIRD WAVE

FLORIDA LOAN OPTIONS

VA Loans

Financing for eligible veterans, service members, and qualifying surviving spouses, potentially including no-down-payment options.

Overview

VA loans are available to eligible veterans, active-duty service members, and qualifying surviving spouses. They can offer competitive structures and, for eligible borrowers, potentially no-down-payment options.

Who it may fit

  • Eligible veterans and active-duty service members
  • Qualifying surviving spouses
  • Eligible borrowers seeking a low- or no-down-payment path

Potential advantages

  • Potential for no down payment for eligible borrowers
  • No private mortgage insurance requirement
  • Competitive structures for those who qualify

Important tradeoffs & limitations

  • A VA funding fee may apply unless exempt
  • Eligibility must be established with a Certificate of Eligibility
  • Property and occupancy requirements apply

Typical information to discuss with Gabriel

  • Your service history and eligibility
  • Whether a funding-fee exemption may apply
  • Your target property and occupancy plans

Frequently asked questions

Important. For educational and illustrative purposes only. Results are estimates and do not constitute financial advice, a loan offer, approval, rate quote, or commitment to lend. Actual rates, costs, eligibility, and program terms vary. Speak with a licensed mortgage professional about your circumstances.

Your next move deserves a clear plan.

Start a conversation with Gabriel or continue to the secure application when you are ready.