ABOUT THIRD WAVE
Personal guidance, from the first question to the last signature.
Third Wave Mortgage is a boutique, bilingual Florida brokerage built around one idea: mortgage decisions are clearer when someone explains them plainly and stays with you throughout.

Gabriel Miguel
Gabriel is the principal and personal point of contact for Third Wave clients. He focuses on accessibility, clear explanations, bilingual service, and personal accountability throughout the process.
Verified biography & credentials. A full, verified biography, credentials, and background will appear here once confirmed. We do not publish unverified experience, awards, or figures.
Gabriel Miguel · Licensed Mortgage Broker · English / Español · NMLS #385973
What guides our work
Clarity
Plain-language explanations so you can decide with confidence.
Access
Options compared across lending partners, not a single offer.
Accountability
One trusted point of contact from first call through closing.
Your next move deserves a clear plan.
Start a conversation with Gabriel or continue to the secure application when you are ready.