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THIRD WAVE

ABOUT THIRD WAVE

Personal guidance, from the first question to the last signature.

Third Wave Mortgage is a boutique, bilingual Florida brokerage built around one idea: mortgage decisions are clearer when someone explains them plainly and stays with you throughout.

Portrait of Gabriel Miguel, founder of Third Wave Mortgage

Gabriel Miguel

Gabriel is the principal and personal point of contact for Third Wave clients. He focuses on accessibility, clear explanations, bilingual service, and personal accountability throughout the process.

Verified biography & credentials. A full, verified biography, credentials, and background will appear here once confirmed. We do not publish unverified experience, awards, or figures.

Gabriel Miguel · Licensed Mortgage Broker · English / Español · NMLS #385973

What guides our work

Clarity

Plain-language explanations so you can decide with confidence.

Access

Options compared across lending partners, not a single offer.

Accountability

One trusted point of contact from first call through closing.

Your next move deserves a clear plan.

Start a conversation with Gabriel or continue to the secure application when you are ready.